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"Oyin" is the Yoruba word for honey, a natural humectant and amazing ingredient in natural hair and skin care. It also stands for the principles of sweetness, joy, and love -- elements they seek to inspire in their customers' daily acts of self-care. Oyin was created in 2001 by Jamyla Bennu,...
This document summarizes your firm, including your goals and earning objectives. It shows how a loan will be used and repaid. Financial statements (projections for a start-up business) are also included. Business plans are also developed when an existing firm plans a major change in operations. A business plan is a...
SBA Loan Program 7(a) Loans-Max $5Million *Must be a for-profit business & meet SBA size standards; show good character, credit, management, and ability to repay. Must be an eligible type of business. *Prepayment penalty for loans with maturities of 15 years or more if prepaid during first...
A business may pay an independent contractor and an employee for the same or similar work, but there are important legal differences between the two. For the employee, the company withholds income tax, Social Security, and Medicare from wages paid. For the independent contractor, the company does not withhold taxes. Employment and labor laws also do...
