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The Kiva community provides access to 0% interest loans and a community passionate about helping entrepreneurs in the United States. With over a million lenders, corporate sponsors, and local governments, our network will help you find the resources you need to grow your business.


Rather than assessing your credit history and financial statements, Kiva uses your character and trust network as a measure of creditworthiness.

First, you will be encouraged to join our community by making a loan to another small business owner. Then, you will be asked to invite a number of lenders to launch your fundraising. Once you have the support of your friends and family, your loan will begin publicly fundraising from our network of over a million lenders - without ever sending us a credit report or bank statement.

By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition.


Financial Resources and Assistance

  • Crowd funding
Primary ContactMaria Bonilla
Addresss1101 E. 33rd Street, Suite C307
Baltimore, MD 21218
Phone(443) 451-7160